UK R&D Tax Credit · Post-April-2024 Merged Scheme

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AI-prepared R&D tax credit claims for UK SMEs. £2,500 flat or 5% of your credit (you choose). Human-QA reviewed. HMRC submission in 14 days. Average SME claim: £53,000.

Free 12-question check How it works
~250k
UK companies likely qualify · never claim
£53k
Average SME R&D claim
10-15%
Specialist adviser fee · we charge 5%
14d
From intake to HMRC submission

How it works

Free 12-question eligibility check. If you qualify, we prepare your claim. Human-QA reviewed. HMRC submission. You get the credit.

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1. Free eligibility check

12 questions about your business and R&D activity. AI scores against HMRC merged-scheme criteria (post-April 2024). You see the verdict before you pay.

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2. Claim narrative + Human QA

You upload CT600 + payroll + project documentation. AI generates the technical narrative + cost categorisation. CTA-qualified human reviewers stamp every claim before submission.

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3. HMRC pays. We invoice.

Submitted to HMRC. 6-12 week processing. On payout: 5% fee deducted (or £2,500 flat if you chose that). Need cash sooner? Supreme Capital advances 80% of expected credit in 5-10 days.

Pricing

£2,500 flat (charged at submission, success-agnostic) OR 5% of credit (success-only). You choose. Specialist advisers charge 10-15%.

Flat Fee
£2,500 / claim
Risk-averse · charged at submission · refund on HMRC rejection
  • Free 12-question eligibility check
  • AI claim narrative
  • Human QA technical review
  • HMRC submission
  • Status tracking
  • Refund-on-rejection guarantee
Start eligibility check
Grant Watch
£29 / mo
Innovate UK + Horizon Europe + LEP monitoring
  • Daily/weekly digest of matching grants
  • Sector + size profile matching
  • One-click application pack
  • 3% success fee on awards
  • Up to 50 grant sources monitored
Start free trial

FAQ

How do I know if I qualify for R&D tax credit?

You probably qualify if your business is solving technical problems where the solution isn't obvious to a competent professional. Software development, custom engineering, new manufacturing processes, integrating systems in novel ways — all common qualifying activities. Our free 12-question check takes 4 minutes and gives you an AI-generated go/no-go with reasoning, no card needed.

What's the difference between flat fee and 5%?

Flat fee (£2,500) is charged at submission — same amount whether HMRC pays out £20k or £500k. Refund if HMRC rejects. 5% is success-only — you only pay if HMRC pays. For a £50k claim they're identical; for larger claims, flat fee saves you money; for smaller, 5% does. We let you choose.

How is this 5% when Leyton charges 15%?

Two reasons. First, the AI does the heavy narrative-writing work that takes specialist advisers 40+ hours per claim. Human QA (CTA-qualified UK tax reviewers) does the technical sign-off. Second, we focus on straightforward claims under £150k credit — anything more complex routes to our Leyton partnership at industry-standard rates. You get fair pricing on the bulk of claims, expert representation where it matters.

What if HMRC opens an enquiry?

HMRC enquiry rates on R&D claims rose to ~20% post-April-2024. We handle initial enquiry response as part of the fee. Complex enquiries (>40 hours of work) escalate to Leyton at industry-standard rates with full handover of our prepared materials.

I'm an accountant — can I refer my clients?

Yes. The Accountant Channel (£299-599/mo) gives you a white-labelled portal. Upload your client list (CSV from Iris/Sage/Xero), we scan for R&D-qualifying activity, you get a prioritised lead list. Revenue split: 50/50 with you on first claim, 70/30 in your favour on renewals.

What's the R&D loan advance?

HMRC R&D credit processing takes 6-12 weeks. Supreme Capital (our FCA-regulated finance partner) advances 80% of the expected credit in 5-10 days at 8-12% APR. On HMRC payout, the loan is repaid + interest. Useful for cash-flow-constrained businesses. We share the margin with SC; the loan itself is regulated by SC, not us.

What about Grant Watch? Is it worth £29/mo?

Innovate UK distributed £900m+ in 2024. Most SMEs miss the application windows because grants are scattered across IUK, Horizon Europe, Catapult Network, and 38 local LEPs. We monitor all of them daily, profile-match to your sector + size, and ping you only on relevant grants. One-click generates a draft application pack. 3% success fee on awards (typical grant £10k-500k).

Start your free eligibility check

12 questions. 4 minutes. No card. Average outcome: £53,000.

Free eligibility check

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£55 one-off when it opens — no card needed to join the list.

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